Your Regular Savings account interest rates and dividends are determined by the average daily balance method and credited to your account quarterly. A minimum deposit of $5.00 is necessary to open this account.
This account allows you to have a second savings account separate from your Regular Savings account. Interest rates and dividends are determined by the average daily balance method and credited to your account quarterly.
Does Christmas seem to sneak up on you every year? With a Paducah FCU Christmas Savings account, your holidays can be more enjoyable. Combined with Payroll Deduction or Direct Deposit, this account builds throughout the year, and a check is sent to you automatically before the holidays arrive. Dividends are calculated by the average daily balance method and credited to your account quarterly.
Planning a vacation or other special need, but short on the money? Our Vacation Savings account is your answer! Combined with Payroll Deduction or Direct Deposit, this account builds throughout the year. Dividends are calculated by the average daily balance method and credited to your account quarterly. Two withdrawals per year are permitted.
Share (Savings) Rates declared by the Board of Directors for 3rd Quarter 2011
| Account Type | Average Daily Balance | Rate | APY |
|---|---|---|---|
| Regular & Special Savings | $10,000.01 and above | 0.75% | 0.75% |
| $5,000.01 - 10,000.00 | 0.40% | 0.40% | |
| $2,000.01 - 5,000.00 | 0.25% | 0.25% | |
| $5.00 - 2,000.00 | 0.15% | 0.15% | |
| Christmas Savings | $5.00 and above | 0.15% | 0.15% |
| Vacation Savings | $5.00 and above | 0.15% | 0.15% |
Paducah Federal Credit Union is federally insured by the National Credit Union Administration. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. Membership is limited. NCUA now insures member accounts up to $250,000 - ncua.gov
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