Paducah Federal Credit Union (PFCU) has a history of holding its member information and transactions in the highest confidence. Our promise to you, which will be disclosed in this statement of our privacy practices, will be to maintain your confidence in our protection of your personal nonpublic information. You are welcome to contact us by our phone number (270) 443-5261 or you may Email us if you have additional questions.
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FACTS |
WHAT DOES PADUCAH FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION? |
| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
| What? |
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
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| How? | All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons Paducah Federal Credit Union chooses to share; and whether you can limit this sharing. |
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Reasons we can share your personal information |
Does Paducah Federal CU share? |
Can you limit this sharing? |
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For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
No |
We don't share |
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For our marketing purposes - to offer our products and services to you |
No |
We don't share |
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For joint marketing with other financial companies |
Yes |
Yes |
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For our affiliates' everyday business purposes - information about your transactions and experiences |
No |
We don't share |
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For our affiliates' everyday business purposes - information about your creditworthiness |
No |
We don't share |
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For our affiliates to market to you |
Yes |
Yes |
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For nonaffiliates to market to you |
Yes |
Yes |
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To limit our sharing |
Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing. |
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Questions? |
Call 270-443-5261 |
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Who We Are? |
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Who is providing this notice? |
Paducah Federal Credit Union |
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What we do |
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How does Paducah Federal CU protect my personal information? |
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
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How does Paducah Federal CU collect my personal information? |
We collect your personal information, for example, when you
We also collect your personal information from others such as credit bureaus, affiliates or other companies. |
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Why can't I limit all sharing? |
Federal law gives you the right to limit only
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What happens when I limit sharing for an account I hold jointly with someone else? |
Your choices will apply to everyone on your account. |
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Definitions |
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Affiliates |
Companies related by common ownership or control. They can be financial and nonfinancial companies.
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Nonaffiliates |
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
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Joint marketing |
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
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| We believe from reading this disclosure you should have an understanding of how your credit union will handle the information you trust with us. Your credit union will continue to support your confidence in us with a promise of maintaining our ability in protecting your personal information. | |
Paducah Federal Credit Union is federally insured by the National Credit Union Administration. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. Membership is limited. NCUA now insures member accounts up to $250,000 - ncua.gov
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